Financing Options

We Offer Convenient Financing Options with Approved Credit

At Ellis Air Conditioning & Heating, we not only provide you with the best heating and air conditioning repair and installation services, but we also ensure that our solutions remain easy on your pocket. With our flexible financing options you can now have the new and energy-efficient heating & AC system and the comfort that you deserve.

Residential Financing Options

We have teamed up with Payzer and Wells Fargo for Great Financing Options!

Getting the residential services and products you need shouldn’t jeopardize your budget. We have also teamed up with Payzer and Wells Fargo, we offer a variety of flexible options for financing your new Carrier product or system. This allows you to invest in your home’s comfort or respond to an unexpected heating and cooling needs without breaking your monthly budget. Simply fill out a credit application and once approved you will be on your way to total home comfort.

Payzer Offers Greensky and Fortiva Financing Options

With Payzer Financing we offer 0% interest for 12 months or a 9.9% standard interest rate.  If your credit is not quite perfect, Fortiva also offers a second chance financing options.

Wells Fargo Financing

With financing from Carrier and Wells Fargo Financial National Bank you’ll enjoy:

  • Convenient monthly payments
  • Competitive interest rates
  • Flexible financing options
  • Apply Now!


Commercial Financing Options

As a business owner you already have enough to worry about. We’ve partnered with Ervin Leasing to provide businesses like yours with simplified financing options. These can help preserve your working capital while allowing you to make any necessary air conditioning, heating repair, upgrades or expansions while working within monthly budget constraints.

What Are the Benefits of Lease Financing Through Ervin Leasing?

  • Leasing Conserves Capital- With leasing, your cash is not tied up in equipment equity.
  • Convenience- You do not have to arrange financing with a bank or convince a capital budget committee to spend the cash.
  • Expand Your Budget- Leasing’s affordable monthly payments can help you save money without you jeopardizing your company’s bottom line
  • Upgrade Flexibility- Leasing enables you to upgrade during the lease term.
  • Additional Source of Credit- Since leasing may not increase your debt, you may be able to increase your borrowing capacity.
  • Leasing Includes Cost of Acquisition- Your lease payments can also include the costs of delivery, installation, and other service charges.
  • Payment Amount is fixed- Payments remain constant, which can simplify budget projections.
  • Matches Benefits and Costs- By paying for the usage of the equipment, customers match the timing of the cash outlays with the benefits of usage.
  • End of Term Flexibility- Leasing gives the options of returning the equipment to the lessor, lease new equipment, continue leasing the equipment, or purchase the equipment.
  • Tax Advantages- You may be able to take advantage of tax breaks utilizing Section 179 of the Internal Revenue Code.

Click Here to view a complete list of lessee frequently asked questions.

Get Started on Your Ervin Leasing Application Today!

  • Step One: Download the lease application
  • Step Two: Print it
  • Step Three: Fill it out
  • Step Four: Fax it to: Ervin Leasing Ervin Leasing Process Department at (800) 968-2808/ Phone: (800) 748-0015



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